Ultra Money Market

Unlike CDs or other traditional money markets, there are no penalties or withdrawal limits if you need access to your funds. Ultra Money Market gives you a safe place to multiply your money at a higher rate, along with the liquidity for when life happens.

• Earn ultra dividends by maintaining $100,000+ in combined Everwise funds, and $50,000+ in your Ultra Money Market account
• No monthly fees or balance limits
• Federally insured up to $250,000
• Access your funds from more than 700 no-fee ATMs across Indiana and Michigan and 30,000-plus reduced fee ATMs nationwide, or visit one of our partner CO-OP shared branches
• Earn even more by scheduling automatic transfers from your checking to your Ultra Money Market

*APY = Annual Percentage Yield. Subject to membership requirements. All credit union programs, rates, terms and conditions are subject to change without notice.  Dividend qualifications: You must have at least $100,000 in combined funds (shares, loans, investments) on the last day of the prior dividend period to be eligible for the current dividend period. If the balance falls below $50,000, no dividends will be paid. Ultra Money Market rate is calculated by using the Federal Reserve Bank’s Federal Funds Rate posted on the last business day of the prior dividend period, less 75 basis points. The minimum rate is 0.00% APY, and the maximum rate is 7.00% APY. Account must be opened in-person at an Everwise branch location.
 
¹ Compared to national average rate for Money Market accounts as reported by the NCUA.