Level up your savings.

Ultra Money Market is a high-performance account that maximizes your earning potential with a competitive rate indexed directly to the Federal Funds Rate. And unlike CDs or other traditional money markets, there are no penalties or withdrawal limits if you need access to your funds.

Earn 6x more¹ with 3.64% APY*

Max value

Earn 6x the national average money market rate on $50,000 plus.¹

Ultra flexibility

Transfer and withdraw your funds anytime, without any fees.

Open in-person

Visit us at one of our many convenient, local branches.

Features and benefits.

  • Earn ultra dividends by maintaining $100,000+ in combined Everwise funds, and $50,000+ in your Ultra Money Market account
  • No monthly fees or balance limits
  • Federally insured up to $250,000
  • Access your funds from more than 700 no-fee ATMs across Indiana and Michigan and 30,000-plus reduced fee ATMs nationwide, or visit one of our partner CO-OP shared branches
  • Earn even more by scheduling automatic transfers from your checking to your Ultra Money Market
Let’s level up your savings—give us a call or make an appointment with a friendly Everwise banker today.

*APY = Annual Percentage Yield. Subject to membership requirements. All credit union programs, rates, terms and conditions are subject to change without notice. APY accurate as of the last dividend declaration date. Dividend qualifications: You must have at least $100,000 in combined funds (shares, loans, investments) on the last day of the prior dividend period to be eligible for the current dividend period. If the balance in the Ultra Money Market falls below $50,000, no dividends will be paid. Ultra Money Market rate is calculated by using the Federal Reserve Bank’s Federal Funds Rate posted on the last business day of the prior dividend period, less 75 basis points. The minimum APY is 0.00%, and the maximum APY is 7.23%. Account must be opened over the phone or in-person at an Everwise branch location.

¹ Compared to national average rate for Money Market accounts as reported by the NCUA.

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Routing Number | 271291826