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Confidence changes everything.

We put you first, helping you to grow and secure your finances so you can live life confidently.
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Banking built around you.

As a member-owned credit union, Everwise puts people first, helping Indiana and Michigan residents save more, borrow smarter, and feel confident about their money.

See how far your money can go

Featured rates

Earn 3.00% APY* on Max Checking

Checking

As high as 3.82% APY* on Certificates

Certificates

As low as 6.56% APR* Fixed-rate Mortgage

Mortgages

As low as 5.75% APR* on Auto Refinancing

Vehicle Loans

* Annual Percentage Yield. Annual Percentage Rate.

What our members think

We put people first.

The employees who work at Everwise are stellar! The service is swift and interactions with your staff are always pleasant. The staff demonstrate they are interested in their members and they always ask how they can best assist us.

-Bruce K., Granger, IN

I have been a member of Everwise since the first year I was born. My dad was a school teacher. I even worked there for six years in the 1980's. I have had a lifetime of loans, mortgages, and credit cards! I would recommend Everwise to anyone.

-Karen B., Walkerton, IN

I'm very happy with Everwise and their online services. I love being able to deposit checks with my phone, which saves an hour drive to the branch. It's very easy and convenient. 

-Donna S., North Manchester, IN

Talk to a real financial expert.

We take the time to understand your goals and help you make confident decisions, whether you meet with us in a branch or online.

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Financial education

Knowledge that builds confidence.

International Women’s Day: the female forces empowering Everwise

At Everwise, women have been shaping our story since 1931 — and they continue to lead us forward today. This International Women’s Day and Women’s History Month, we’re celebrating the women helping move Everwise forward every day. 

Happiness couple enjoying after have bought the new home
Home Buying

How much house can I afford?

Small business owner in the paint room of his hardware store
Small Business

Are you prepared for the succession of your business?

Stress less: building financial resilience strategies
Financial Guidance

Stress less: building financial resilience strategies

Subject to membership eligibility requirements. Loans subject to credit approval. Borrower must be a resident of Indiana or Michigan, and for home loans property must be in Indiana or Michigan. All credit union programs, rates, terms, and conditions may change without notice.