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From allowance to their first job.

Simply Checking grows with your teen, with features that fit their expanding needs.
Teen Everwise members using mobile wallet

Banking built around you.

As a member-owned credit union, Everwise puts people first, helping Indiana and Michigan residents save more, borrow smarter, and feel confident about their money.

An Everwise teller is interacting with a member from across the counter at a branch
See how far your money can go

Featured rates

Earn 3.00% APY* on Max Checking

Checking

As high as 4.00% APY* on Certificates

Certificates

As low as 6.75% APR* on a HELOC

Learn more

As low as 5.75% APR* on Auto Refinancing

Vehicle Loans

* Annual Percentage Yield. Annual Percentage Rate.

What our members think

We put people first.

The employees who work at Everwise are stellar! The service is swift and interactions with your staff are always pleasant. The staff demonstrate they are interested in their members and they always ask how they can best assist us.

-Bruce K., Granger, IN

I have been a member of Everwise since the first year I was born. My dad was a school teacher. I even worked there for six years in the 1980's. I have had a lifetime of loans, mortgages, and credit cards! I would recommend Everwise to anyone.

-Karen B., Walkerton, IN

I'm very happy with Everwise and their online services. I love being able to deposit checks with my phone, which saves an hour drive to the branch. It's very easy and convenient. 

-Donna S., North Manchester, IN

Talk to a real financial expert.

We take the time to understand your goals and help you make confident decisions, whether you meet with us in a branch or online.

Everwise employee chatting and smiling with someone
Financial Blog Articles

Knowledge that builds confidence.

Everwise Earns 2026 Great Place To Work Certification™ for Second Consecutive Year

Everwise Credit Union is pleased to announce that it has earned Certification™ for the second consecutive year as a Great Workplace by Great Place To Work®.


When a HELOC Makes Sense (and When It Doesn't)
HELOC

When a HELOC Makes Sense (and When It Doesn't)

How to adjust your finances after a job change
FAQ & Help

How to adjust your finances after a job change

Everwise wins America's Credit Unions Diamond Award graphic.
Everwise News

Everwise wins Diamond Award for marketing excellence

Subject to membership eligibility requirements. Loans subject to credit approval. Borrower must be a resident of Indiana or Michigan, and for home loans property must be in Indiana or Michigan. All credit union programs, rates, terms, and conditions may change without notice.