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Personal Loans

The right loan can help you take advantage of opportunities and meet your goals.

Maybe it's an unexpected expense your savings can't cover. Or that vacation you've been dreaming of. Perhaps you're looking to consolidate debt into a loan with a lower rate. Whatever your goal, a personal loan can help you reach it.

Competitive interest rates

Save money while getting the funds you need.

Select your loan type

Closed-end or revolving loans are available, depending on which fits your need.

Flexible terms

Choose how long you want to pay off your loan.

Major medical bills and minor home improvements. Car repairs and debt consolidation. A much needed vacation. The reasons why you might need extra money are countless. Choose a personal loan with an attractive interest rate and use the money however you wish.

Financial flexibility you need

  • Available as a lump-sum loan or a line of credit you can tap into anytime 
  • Easy online application process

Use this personal loan calculator to determine out the total amount of your personal loan (principal + interest) and how much you have to contribute monthly to pay it off by the end of the loan term.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Personal Loan: If you borrowed $2,000 at 12.50% APR for up to 36 months, you would have 35 payments of $67.24 and a final payment of $66.91.

Secured loan options.

Looking for another way to borrow? If a traditional Personal Loan isn’t the right fit, our Share Secured Loan options let you use your own savings as collateral—helping you get the funds you need while keeping your money working for you. You can borrow up to the balance in your certificate or share savings account.

Apply for Secured Loan

Share Certificate Secured Loan

With a Share Certificate Secured Loan, we use your certificate as collateral, so you can borrow without having to cash it in early.

  • Rate is based on the rate you are earning on your certificate plus 2.50%
  • As you pay down the loan, your certificate pledge is reduced
  • Eligible for Skip-a-Pay

Share Secured Loan

Looking to build or re-establish credit? A Share Secured Loan is a smart way to get started.

  • Helps establish or strengthen your credit history
  • Fixed interest rate
  • As you pay down the loan, the pledge on your savings decreases
  • Eligible for Skip-a-Pay
 
All loans are subject to credit approval and membership eligibility requirements. Borrower must be a resident of Indiana or Michigan. All credit union programs, rates, terms and conditions may change without notice.

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Credit Cards

Get financial flexibility with the right card  - low rates or rewards points.

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Routing Number | 271291826