Enjoy other great features, such as cash back rewards, digital banking options, and easy access to funds.
Benefits:
- No monthly fee (when you enroll in eStatements).
- Receive $25 for completing financial education modules and earn $10 each year for responsible account management.
- Manage your funds anytime with our online banking and mobile app.
- Easily access your funds at any of our convenient ATMs and 50+ branch locations across Indiana and Michigan, plus 30,000+ reduced-fee ATMs nationwide.*
Account Requirements:
- Everwise membership is required.
- This account is open to people aged 14 to 23 (under 18 requires a parent or guardian listed on the account).
- The low $2 monthly fee is waived when you enroll in eStatements.
- Cashback rewards are deposited directly into your Student Rewards Checking account.
* Members receive free use of AllianceOne and CO-OP ATMs within Indiana and Michigan. A $2.50 foreign transaction fee applies to AllianceOne and CO-OP ATMs outside of these states.
All credit union programs, rates, terms and conditions are subject to membership eligibility and may change without notice. Monthly fee of $2 is waived on accounts enrolled in eStatements. Primary member must be 14 to 23 years of age to qualify for the Student Rewards Checking Account. Students under the age of 18 must have a parent or guardian on the membership and account. If earned, cash rewards are deposited into the Student Rewards Checking Account. Only one Student Rewards Checking per membership.
$25 Everwise Financial Empowerment Program Reward — Complete at least 6 modules of the program through a participating school or the self-guided programs (Parents & Kids or Solo). Receive a passing score (at least 70%) on each module. Present your Certificate of Completion/Transcript at any Everwise branch (printed or via your mobile device) to receive the one-time reward.
Compare our checking accounts.
Scroll to the right to view all accounts.
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1 Options to Reduce Monthly Account Fee: Student Rewards Checking: A monthly account fee of $2 will be charged each month; however, $2 will be waived if your monthly statement is delivered electronically as eStatement. Performance Checking: A monthly account fee of $2 will be charged each month; however, $2 will be waived if your monthly statement is delivered electronically as eStatement OR if your combined deposit, loan, and Everwise Investment Services balances exceed $2,500 OR have direct deposit, OR you perform 10 transactions in the account. Advantage Checking: A monthly account fee of $7 will be charged each month; however, $2 will be waived if your monthly statement is delivered electronically as an eStatement. World Checking: Account subject to monthly fee of $10; however, $2 will be waived if monthly if account is enrolled in eStatements or $10 will be waived if your combined deposit, loan, and Everwise Investment Services exceed $100,000. Ultimate Checking: A monthly account fee of $10 will be charged. This fee is waived if during the statement cycle you are enrolled in eStatements and complete at least 15 Everwise debit card non-ATM transactions each equaling $5 or more on this account between the 21st day of the prior statement month and the 20th day of the current statement month. If the requirements to avoid the monthly account fee are not met no dividends will be paid.
2 Earn .50% cash back rebate on non-PIN purchases with your Everwise Credit Union Debit Mastercard. Rebate is redeemable once the rebate amount reaches $30 within the calendar year. The maximum rebate per calendar year is $5,000. Eligible purchases do not include ATM transactions or those made using a personal identification number (PIN).
3 Members receive free use of Alliance One and CO-OP ATMs within Indiana. A $2.50 foreign transaction fee applies to Alliance One and CO-OP outside of Indiana.
4 Excludes loans signed at a dealership, real estate secured, lines of credit including credit cards, credit builder and commercial loans and student loans.
5 Mortgage origination fee discount of $100.
