Refinance with rates as low as 5.49% APR*.

You could save hundreds on your auto loan.

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Don’t let your auto loan take the wheel. Refinance to a rate that works for you.

Feel like you’re stuck paying more than you need to for your car? We’ve been there. Put yourself back in the driver’s seat and refinance your loan with rates as low as 5.49% APR*

Low Rates
Enjoy refinance rates as lows at 5.49% APR, leaving you with more cash for weekend road trips.
Flexible First Payment
Ride more comfortably with a 60-day cushion to make your first payment.
Quick and Easy
Enjoy fast loan approvals and friendly assistance from representatives at any branch or by contacting our Member Services team.

Auto Refinance Calculator

Saddled with a high-interest auto loan or feeling squeezed by your monthly payments?

Refinancing can be a great way to put some money back in your pocket:

  • Lower Interest Rates:
    If market rates have dropped since you took out your loan or your credit score has improved, you could secure a lower interest rate that leads to significant savings over the life of your loan.
  • Reduced Monthly Payments:
    Depending on the new rate and term of your loan, you could lower your monthly payment and free up extra cash to put toward your rainy-day fund.
  • Better Loan Terms:
    By adjusting the terms, you can tailor your loan to your current financial situation, whether that means extending the term to lower your payments or shortening it to pay off your car faster.

Everwise also offers auto loans, so whether you’re looking to buy a new car or trying to save a few bucks on the one you have, apply online, visit an Everwise branch, or call our Member Services team at (800) 552-4745 to get started today.

Refinance your auto loan and drive down costs.

* Subject to membership requirements. All Credit Union loan programs, rates, terms, and conditions are subject to credit approval and may change at any time without notice. Actual APR may vary depending on borrower's credit worthiness and product. Payment example: Based on a loan amount of $10,000 for 60 months at 5.49% a monthly payment would be approximately $191.36 per month. APR is lowest rate offered as of 12/01/2024. Fees may apply. APR = Annual Percentage Rate.

Special promotion not intended for purchase transactions, only refinancing of auto loans. Everwise will not refinance Everwise auto loans under this special promotion.

Routing Number | 271291826