Vcast Checking Aqui 0724 /400

$400
can jump-start your dreams*.

Open An Account Open an account online

Get $200 when you:

  1. Open an eligible checking account using or mentioning promo code DOUBLE200.
  2. Direct deposit of $500 or more to your new checking account within 60 days of opening the account.

Get another $200 when you:

Deposit a total of $5,000 or more into your new checking account within 90 days of opening it.

You've found your people. Now let's find the path to your dreams. 

Everyone’s path looks different, but over the last nearly one-hundred years, we’ve walked them all. Whether it’s freeing yourself from debt, saving up for your dream home, or college funds for your kids, you’ll have everything you need to find your way. We share the same values, the same dedication to our community, and we’ll share the same successes, too. You are the reason we do what we do every day – entrusting your finances to Everwise means giving yourself the confidence and support to keep growing and achieving.

Let’s kick things off. Your new checking account can get you a welcome bonus of up to $400*.

Bank your way.

Take care of just about everything with mobile and online banking. Swing by a drive-up ITM with the option to talk to a real person. Head to our website to chat live with a friendly local agent. And for the times when you need to visit a branch, walk in or make an appointment at one of 50 convenient locations.

Safe and sound.

We’ll help you protect what you’ve worked hard to earn with our state-of-the-art encryption technology, enhanced login security measures, and automatic card activity alerts. And anytime you have a question or need assistance with your account, we’ll be ready to put your mind at ease.

Better benefits.

Lower loan rates, higher dividends, and checking that pays you back over 3x the national average are just a few of the things members love about Everwise. 
 

What our members are saying:

 

"The people at Everwise are always friendly, professional, and quick to answer questions. I feel like they know me and care about my needs!"

- Kathy H.

 

"I have had a lifetime of loans, mortgages, and credit cards! I would recommend Everwise to anyone.”

- Karen B.

 

"I love the quick and friendly help, and the online banking is extremely easy and convenient to use."

- Mary B.

Change is easy.

Switching to Everwise is simple and smooth. Our Switch Kit provides a checklist to guide you. Use the Everwise Mobile app to see every bill and subscription your cards are connected to, all in one place. And, get access to exclusive credit union perks as soon as you join.

Confidence changes everything.

Compare our checking accounts.

Swipe to the right to view all accounts.

 
Performance
Checking
Ultimate Checking
Advantage
Checking
World
Checking
  Basic checking with all the essentials. Earn 3% on your balance. Added identity and mobile phone protection. All the perks in one account.
Monthly Fee $2 $10 $7 $10
Option to Waive Monthly Fee1
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See how
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Can be reduced to $5.
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Minimum to Open
$25
 $25
$25
$25
No Minimum Balance Requirement
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0.50% Cash Back2
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Foreign ATM Fees Waived3
 
 1/month
1/month
2/month
Loan & Mortgage Discount4
 
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ID Protect® Services & Cellular Phone Protection
 
  
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Earns Dividends
 
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  Learn More Learn More Learn More Learn More

Checking Account Disclosures

1 Options to Reduce Monthly Account Fee:

Performance Checking: A monthly account fee of $2 will be charged each month; however, $2 will be waived if your monthly statement is delivered electronically as eStatement OR if your combined deposit, loan, and Everwise Investment Services balances exceed $2,500 OR have direct deposit, OR you perform 10 transactions in the account.

Advantage Checking: A monthly account fee of $7 will be charged each month; however, $2 will be waived if your monthly statement is delivered electronically as an eStatement.

World Checking: Account subject to monthly fee of $10; however, $2 will be waived if monthly if account is enrolled in eStatements or $10 will be waived if your combined deposit, loan, and Everwise Investment Services exceed $100,000.

Ultimate Checking: A monthly account fee of $10 will be charged. This fee is waived if during the statement cycle you are enrolled in eStatements and complete at least 15 Everwise debit card non-ATM transactions each equaling $5 or more on this account between the 21st day of the prior statement month and the 20th day of the current statement month. If the requirements to avoid the monthly account fee are not met no dividends will be paid.

2 Earn .50% cash back rebate on non-PIN purchases with your Everwise Credit Union Debit Mastercard. Rebate is redeemable once the rebate amount reaches $30 within the calendar year. The maximum rebate per calendar year is $5,000. Eligible purchases do not include ATM transactions or those made using a personal identification number (PIN).

3 Members receive free use of Alliance One and CO-OP ATMs within Indiana. A $2.50 foreign transaction fee applies to Alliance One and CO-OP outside of Indiana.

4 A $100 Mortgage origination fee discount is available, as is a 0.25% loan discount is available on direct, closed-end, consumer loans only (excludes loans signed at a dealership, real estate secured, lines of credit including credit cards, credit builder, student loan and commercial loans).

Subject to membership requirements. All credit union programs, rates, terms and conditions are subject to change without notice.

* Double Down $400 Checking Bonus offer effective July 23, 2024 through December 31, 2024. Limited time only and subject to termination without notice. A) Open an eligible checking account during the promo period using or mentioning promo code Double200. B) Direct deposit $500 or more into your new checking account for a minimum of 3 consecutive months, with the first direct deposit occurring within 60 days of opening the checking account. When requirements A and B are met, a $200 bonus will be credited to the new checking account, and you will qualify for step C. C) Deposit a total of $5,000 or more into your new checking account within 90 days of opening it, and you will earn an additional $200 credit (for a total earning potential of $400 in bonus dollars). The Double Down Bonus applies to new memberships only. Limit of one new checking account bonus (up to $400) per membership. This offer is non-transferable. Eligible Accounts: Performance, Advantage, Ultimate, and World checking accounts. The $200 bonus(es) will be credited to the checking account on or before the close of the first full statement cycle after meeting the above requirements. You may receive an IRS tax form 1099-INT for the cash incentive.

Routing Number | 271291826